WHAT DOES YAMPA VALLEY BANK DO WITH YOUR PERSONAL INFORMATION?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
Social Security number and account balances
credit history and credit scores
income and payment history
When you are no longer our customer, we continue to share your information as described in this notice.
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Yampa Valley Bank chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
Does Yampa Valley Bank share?
Can you limit this sharing?
For our everyday business purposes- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus
For our marketing purposes- to offer our products and services to you
For joint marketing with other financial companies
We don't share
For our affiliates’ everyday business purposes- information about your transactions and experiences
We don't share
For our affiliates’ everyday business purposes- information about your creditworthiness
How does Yampa Valley Bank protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
How does Yampa Valley Bankcollect my personal information?
We collect your personal information, for example, when you
apply for a loan or deposit money
give us your contact information or open an account
show your driver's license
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
sharing for affiliates’ everyday business purposes – information about your creditworthiness
affiliates from using your information to market to you
sharing for nonaffiliates to market to you
State law and individual companies may give you additional rights to limit sharing.
Companies related by common ownership or control. They can be financial and nonfinancial companies.
Yampa Valley Bank has no affiliates.
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Yampa Valley Bank does not share with our nonaffiliates so they can market to you.
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.