Other Products & Services

Yampa Valley Bank's offers a suite of convenient services to simplify your banking needs.

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Online Banking & Bill Pay

Utilize Yampa Valley Bank's Online Banking from the homepage, as a tool to review and access your accounts 24 hours a day, 7 days a week online or on our mobile app.

Mobile Deposit Instructions

Online Banking Features Include:

  • Account Access
  • Account Transfers
  • Zelle
  • External Account Transfers
  • Online Loan Payments
  • Direct Connect for Quicken & Quickbooks
  • Web Statements
  • Mobile Banking App
  • Card Controls
  • Mobile Deposit
  • On-Screen Check & Deposited Item Images
  • Personal Bill Pay (unlimited payments per month)



  • Bill Pay Stop Payment Fee - $30

Transfer Money with Zelle®

Zelle is a fast, safe and easy way to send money.

Visit your online banking to start, or learn more about transferring money with Zelle today.

Learn More

Credit Cards

You chose to bank with us for a reason, and now we are giving you one more. We now offer multiple competitive credit card options, as well as a secured card option. Increase your purchasing power with our credit cards and enjoy great benefits.

Apply for your Yampa Valley Bank Credit Card today!

Apply Now

Please contact one of our bank locations for additional information.

See the card application's Important Disclosures for current terms, rates and fees. This card is issued by TCM Bank, N.A. Subject to credit approval.

Debit Cards

Yampa Valley Bank debit cards provide convenient access to your checking account for purchases and cash via ATMs.

Debit Card Features:


  • No annual fee
  • Make purchases using your debit card with no fee or interest charges. Funds are debited directly from your Yampa Valley Bank account.
  • Savings and Money Market accounts may be designated as a secondary account.
  • Visa International transaction fee of 1.5% may apply on transactions in foreign countries or online retailers located in a foreign country.
  • ATM access almost anywhere in the US and worldwide – ask about our Free to Roam program to reimburse your domestic ATM fees!
  • Fraud protection program
  • Apple Pay, Samsung & Google Pay available
  • $10 card replacement fee may apply for excessive replacement.
  • Transfer cents round up program available


Check Reorder

If this is a repeat order from Main Street, you can order your checks online.

If you have not yet ordered checks through our new system, call us to submit your order.

Safe Deposit Boxes

We have many different sizes of safe deposit boxes available at affordable yearly rates. Please contact Yampa Valley Bank at 970-879-2993 (Steamboat) or 970-824-3600 (Craig) to check availability.

Safe Deposit Boxes - Yearly Rates
SizesAccount HolderNon-Account Holder
3x5* $25/yr $50/yr
5x5 $35/yr $70/yr
3x10* $40/yr $80/yr
5x10* $50/yr $100/yr
7x10 $75/yr $150/yr
10x10 $100/yr $200/yr
15x15 (Locker Unit) $200/yr N/A
30x15 (Locker Unit) $300/yr N/A
Safe Deposit Drilling $150 $150

 *Box sizes available at the Craig branch. All sizes are subject to availability. 

 Yampa Valley Bank Wiring Instructions

Domestic Wires

Incoming (Free)

Wire to routing number: 102106705
Yampa Valley Bank
600 S. Lincoln Ave
Steamboat Springs, CO 80487


Yampa Valley Bank
435 Mack Lane
Craig, CO 81625

Beneficiary: Customers Name & Account Number

Outgoing ($20 Fee)

For outgoing domestic wires the customer will need:

  • Account number
  • Beneficiary's name and physical address
  • Bank Routing Number
  • Bank's physical address
  • The amount

International Wires (US Dollars)

Incoming (Free)

Send to: Bankers Bank of the West
Routing ABA: 1020-0374-3
1099 18th Street Suite 2700
Denver, CO 80202
Beneficiary Bank: Yampa Valley Bank
Acct: 1001230
600 S. Lincoln Avenue
Steamboat Springs, CO 80487
Further Credit:
Customer's Name
Account Number
Street Address
City, State Zip Code

Please call for information on incoming sent in foreign currency. 

Outgoing ($50 Fee)

For outgoing international wires the customer will need:

  • Account number
  • Beneficiary's name and physical address
  • Bank's swift code
  • Bank's physical address
  • Reason for wire
  • The amount

Sweep Services

Sweep services provide another way to prevent inadvertent NSF fees on your account. By identifying a secondary account, funds may be automatically transferred in the event of an overdraft on a primary account. Sweep services also can be used to consolidate funds into one account. Ask an Account Representative for more information! A fee of $4 per sweep will apply.

Sweep transfers are considered pre-authorized transfers. If the secondary account is non-transactional (Savings or Money Market), a maximum of six pre-authorized withdrawals per month are allowed. Additional fees will apply if the limit is exceeded.

Other Available Services

Please contact one of our bank locations for additional information

  • Automated Clearing House (ACH)
  • Stop Payments
  • Bank to Bank Transfers
  • Medallion Signature Guarantee
  • Notary
  • Foreign Currency Exchange

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