Mobile Deposit Tips
A few important items regarding checks submitted through Mobile Deposit:
- Mobile deposit requires a SPECIAL endorsement. YOUR DEPOSIT WILL BE REJECTED WITHOUT THIS ENDORSEMENT. You must endorse with:
Correctly Endorsed Example:
-You CANNOT deposit checks from foreign countries OR checks made out to someone not on the account. You cannot deposit a check signed over to you via mobile deposit.
- The cut-off time for each day is 4PM. Approved deposits will credit on a schedule of every 2 hours, up until the cut-off of 4PM. Deposits are only reviewed M-F between 8-4.
Lastly, hold on to your check until you know your deposit has been accepted. The bank recommends keeping the item for 7 days, and then shredding the item. Should you have any further questions, you can call us at 879-2993.
How to Complete a Mobile Deposit
Making a deposit on the go, is easy. First, login to the Yampa Valley bank mobile app. From "Deposit" you can deposit your paper checks as well as review your recent deposit history.
Follow these easy steps to complete a mobile deposit:
That's it! You can check the status anytime. Statuses include pending, failed and those which have been accepted.
When depositing checks using your smart phone, it is recommended that you write a note on the original document, reminding you that the check has been deposited. Then storing the document until you've confirmed it's been accepted, before safely destroying it.